Meet Our Team

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Patricia Beale

Broker / Owner
NMLS# 80895

I have been a loan officer for 23 years owner and operator of Branford Financial LLC. I was a realtor for 20 years prior to becoming a loan officer, so I have a lifetime invested in the business.

I have seen just about every aspect of this industry. I attended Quinnipiac University with a degree in Philosophy and Anthropology a minor in Psychology. A foodie at heart, my passion at Branford Financial is to make this process as easy and painless as possible. I specialize in the difficult transaction, finding ways to work with what my clients have.

I love working with first-time home buyers and with the senior population on reverse mortgages. I have an enormous amount of patience and will tackle just about anything when the clients are working with me. I am also licensed in Florida and have applied for my New York license and Vermont. Try out our team at Branford Financial - you won’t be disappointed.

Michael Perricone

Broker / Owner
NMLS# 100065

For over 25 years, Mike Perricone has been helping clients with their financial needs. He has an excellent reputation which is evident by the amount of referrals and returning clients he has.

As a broker/co-owner of Branford Financial, Mike prides himself on always putting the clients’ needs first and is available 7 days a week to help make the loan experience smooth and effortless.

While he’s not busy helping his clients, he enjoys staying active and spending time with his wife, Karin, and his children, Anna and Michael.

Michael Perricone
David Perregaux

David Perregaux

Loan Specialist
NMLS# 1968714

I am a friendly, knowledgeable, efficient and hard-working person who will get you the best rate available. I am easy to work with and try to make the mortgage or refinance process worry free for you and as painless as possible. I will go the extra mile for you to get you across the finish line either to buy your dream home or refinance to enable to you pay off debt or remodel your home. I enjoy spending my spare time playing golf or at the Westbrook Elks club. I am an officer at the lodge and try to make the lodge an awesome place to go for the day or meal on the ocean. Branford financial will give you an amazing mortgage experience and I look forward to working with you.

Gina A. Suppa

Mortgage Loan Originator
NMLS# 1921452

As a mortgage loan originator at Branford Financial, I focus on delivering tailored services to each client's unique needs based on financial goals. I love meeting new people, joining them on their journey to home ownership, and helping them utilize the equity in their home. I take pride in making sure the mortgage experience is a great one.

Before joining Branford Financial, I worked for over two decades in a Fortune 50 company where my expertise was in high-profile projects with multimillion-dollar budgets. I received a Bachelor's of Science in Corporate Communications from SCSU.

In my free time, I love to cook for family and friends, travel, and be the biggest cheerleader for my kids.

Gina A. Suppa
Vic Raffone

Vic Raffone

Loan Specialist
NMLS# 2358024

I am a highly empathetic loan officer who possesses a deep understanding of the inherent challenges that borrowers can face during the loan process.  I am dedicated to delivering a supremely  streamlined and hassle – free experience, utilizing my expertise to determine the optimum loan solutions for each individual need of each client.

Frank Merlot

Loan Specialist
NMLS# 2048857

After many years in the finance and real estate industries, my interest turned toward the
acquisition of property. I have bought, and sold and refinanced several properties and I bring this
experience and knowledge to my clients. I help them thru the real estate process of obtaining a
mortgage with ease, whether it be a refinance or a purchase. I believe that with my experience and
commitment to detail, I am able to streamline the mortgage application process and make the dream of
ownership a reality. Please reach out to me and the contacts listed below and let’s begin the application
process. Whether your goal is attaining a mortgage or refinancing an existing property, our team here
at Branford Financial is here to guide you through the steps!

Frank Merlot
Kathy

Kathy Villavicencio

Loan Specialist
NMLS#

I have been in the Mortgage business for 20 years, and have worked my way around this industry holding jobs in Customer Service, Office Administration, Mortgage Sales Associate and Loan Processing. I enjoy working with customers and try to make their home buying or refinance journey as pleasant as possible!

Joan Liston

Loan Specialist
NMLS#

Processing is an integral portion of the mortgage process.
Your Processor will follow your mortgage from start to finish
I have been in the Mortgage Processing capacity for many years, as well as having previous Real Estate sales background. I will be here for you through the entire process to ensure a smooth journey to your new home, or your refinance, always available for any questions you may have.

Joan Liston