Exploring Different Types of Loans

Branford Financial, established in July 2019 by Patricia Beale and Michael Perricone, is a trusted mortgage company with over 40 years of combined industry experience. Our mission is to provide equal treatment to all individuals while simplifying the mortgage process for maximum convenience.

Comprehensive Range of Loan Options

At Branford Financial, we take pride in our competitive pricing structure and the wide range of loan options we offer. We understand that every individual has unique needs, and we strive to tailor our services accordingly. Here are some of the types of loans we provide:

Conventional Loans

Conventional loans are a popular choice among home buyers. They are not insured or guaranteed by the government and typically require a higher credit score and down payment. Branford Financial offers competitive interest rates and flexible terms for conventional loans.

FHA Loans

The Federal Housing Administration (FHA) insures FHA loans, making them an attractive option for first-time home buyers and those with lower credit scores. Branford Financial can guide you through the FHA loan process and help you secure financing with a lower down payment.

VA Loans

Branford Financial is proud to serve our veterans and active-duty military personnel by offering VA loans. These loans are guaranteed by the Department of Veterans Affairs, providing favorable terms and benefits to eligible borrowers. Our experienced team can assist you in navigating the VA loan requirements.

USDA Loans

For those looking to purchase a home in rural or suburban areas, USDA loans can be an excellent option. These loans are backed by the United States Department of Agriculture and offer low-interest rates and flexible credit requirements. Branford Financial can help you explore the benefits of USDA loans and guide you through the application process.

Proficiently Managing Purchases and Refinances

In addition to offering various loan types, Branford Financial specializes in proficiently managing both home purchases and refinances. Whether you're a first-time home buyer or looking to refinance your existing mortgage, our dedicated team of highly trained staff and loan officers will provide exceptional service and assistance throughout the entire process.

At Branford Financial, we prioritize our clients' needs and work tirelessly to ensure a smooth and hassle-free mortgage experience. Contact us today to learn more about our loan options and to speak with one of our knowledgeable loan officers.

Discover Your Loan Options

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