Unlock Your Dream Home

Teamwork Makes the Dream Work

Welcome to Branford Financial

Welcome to Branford Financial, your trusted partner for mortgage and loan services.

Navigating the world of mortgages and loans can seem daunting, complex, and impersonal. That's where we come in. At Branford Financial, we believe in making your mortgage or loan experience personalized, transparent, and hassle-free. Our commitment to you extends beyond simply providing financial solutions; it's about building a lasting relationship based on trust, expertise, and integrity.

Our motto? Treat every client as if they're our only client.

Your financial journey is unique to you, and so is our approach. We listen attentively, understanding your needs and goals first. We then work tirelessly, using our extensive experience and knowledge to find the mortgage or loan solutions that fit you perfectly. We believe in being there for you, guiding you every step of the way, making sure you feel supported, understood, and confident.

When you choose Branford Financial, you're not just choosing a mortgage and loan officer. You're choosing a dedicated partner who will stand with you throughout your financial journey. So, whether you're buying your first home, refinancing your current property, or seeking a personal loan, we're here to serve you with unwavering dedication, just as we have for countless satisfied clients.

Experience the difference that personalized service can make. Welcome to Branford Financial. Welcome to a world where you're not just a client, but the only client.

Loan Calculator

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Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. We do not guarantee the accuracy of any information or inputs by users of the software.

This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. We do not guarantee any of the information obtained by this calculator.

Why Branford Financial?

  • Industry Best Rates and Terms
  • Approvals Within A Few Hours
  • Expedited In-House Funding Process
  • First-Time Home Purchase, Reverse Mortgages, Conventional Loans, FHA, VA, USDA Loans
  • Quick & Easy Application
family moving into new home


Having a dependable team by your side can be immensely beneficial, particularly when navigating the intricate path of purchasing a home for the first time. The impact of competent professionals in this process cannot be overstated. Prior to establishing your team, it's useful to know what lies ahead and how best to manage the situation.


With a wealth of local experience and specialized knowledge spanning decades, Branford Financial stands as the optimal choice to deliver exceptional home loan services. We proudly extend our new home construction loans to the following counties in Connecticut: Branford, Farmington, Lisbon, Bloomfield, Vernon, Franklin, Plymouth, Manchester, Clinton, Orange, Bolton, Columbia, Westport, Hartford, Stratford, Scotland.

happy couple looking at their newly purchase home
Happy man and his wife having a meeting with financial advisor and signing an agreement in the office.


When it comes to refinancing your home, the process can sometimes be overwhelming. However, there's no need to worry. At Branford Financial, we are dedicated to simplifying the experience for you. Our goal is to assist you in swiftly and effortlessly finding the ideal loan that caters to your specific requirements. Whether you prefer a fixed-rate mortgage or an adjustable-rate mortgage, Branford Financial has you covered for your refinancing needs.

Home Equity

Whether you dream of renovating your living space, funding your child's education, embarking on a long-awaited vacation, or even consolidating high-interest debts, leveraging your home equity can provide you with the necessary financial resources. By tapping into the accrued value of your property, you can access a favorable borrowing solution tailored to your unique needs and repayment preferences.

Village house in summer day. Blue sky on background.

Contact Our Loan Department

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Patricia Beale

Broker / Owner
NMLS# 80895
(203) 671-1940

Michael Perricone

Michael Perricone

Broker / Owner
NMLS# 100065
(203) 488-6084

David Perregaux

David Perregaux

Loan Specialist
NMLS# 1968714
(860) 941-8342

Gina A. Suppa

Gina A. Suppa

Mortgage Loan Originator
NMLS# 1921452
(203) 414-4999

Vic Raffone

Vic Raffone

Loan Specialist
NMLS# 2358024
(203) 859-0311

Frank Merlot

Frank Merlot

Loan Specialist
NMLS# 2048857
(860) 777-5057

Joan Liston

Joan Liston

Loan Specialist
(203) 903-5944


Kathy Villavicencio

Loan Specialist
(203) 931-8295